The goal of a Hazard Communication Program is to make everyone in the workplace aware of chemicals they may be in contact with on the job and to help them understand the potential hazards of those chemicals. California has slightly different regulations than Federal OSHA, so we’ve included a Guide to California Hazard Communication Regulations in the Safety Kit.
For some employers with an extremely high Experience Modification driving their Workers’ Compensation premium through the roof, it can be a tempting to wonder: “What if I start a new business entity with no Ex Mod and transfer operations to that entity? Or just fold this business into a related partnership? Won’t that get rid of my inflated Ex Mod?”
You hear about it in the news almost daily. A horrendous vehicle crash occurs and it is revealed that the driver that caused the accident has a string of serious motor vehicle violations. As we discussed before, employers are becoming liable for more and more of their employees’ bad driving.
“How could that person be behind the wheel?” you ask. “Didn’t anyone check him out?”
It’s a normal response. It is certainly the question more and more injured parties are asking courts to decide.
As a result, the pursuit of negligent entrustment verdicts seems to be increasing.
Your company could be liable for an employee’s auto accident on the way to or from work. You heard that right. If your employee gets in a car accident on their commute to or from work, you could be liable for the employee’s damages as well as third party damages. And, if that’s not scary enough, if your employee makes other stops on the way to or from work, your company may still have liability.
Normally, under the “going and coming” rule, an employer is not liable for an employee’s actions during commute to or from work, but…
With Congressional battle behind us (for the time being) and the Employer Mandate “Pay or Play” requirements pushed back to 2015, what is the state of the ACA and how is the compliance landscape shaping up?
There are still many changes that plan sponsors and insurance carriers must comply with beginning in 2014, or be subject to penalties under Internal Revenue Code Section 9815 (such as preventive care, et al.).
What do employers need to do now?
What to do when you are in an automobile collision
If your vehicle is damaged and/or has caused damage in a collision, get as much of the following information as possible:
Ladders are not tools for Creative Expression
Falls from ladders are one of the top 10 reported workplace injuries. Ladders are a simple piece of technology, but people do all kinds of crazy things with and on them to achieve their goals.
People will reach, stretch, stack, balance, prop and otherwise finagle ladders to do things they just shouldn’t (like the pic to the left – that’s a long way down). A little common sense, training and reminders can help cure too much “ladder creativity”.
As a third-generation dairy farmer, Paul Krzewina’s priority was keeping his 585-acre farm in the family. But doing that meant modernizing, and Paul needed to take out a mortgage to build new barns and buy additional cows. He was concerned, though, that the mortgage would be a burden to his wife, Michele, and their four young children if something were to happen to him.
Paul converted his term life policy into a whole life policy and when he was diagnosed with a brain tumor three years later, the life insurance proved invaluable.
Brian House knew that one day he would run the family’s Chevrolet dealership, but he never imagined that it would be at age 29, after his father suffered two massive heart attacks. Life insurance proceeds ensured that Brian’s mother would be financially protected and provided the business with the cash needed to ensure a smooth transition. Today, Brian is vice president and dealer-operator at the family-run dealership, one of the most successful in upstate New York.
Learn more about his story.
The Affordable Care Act requires employers to provide employees with a written notice about the ACA’s health insurance exchanges beginning on Oct. 1, 2013. However, on Sept. 11, 2013, the Department of Labor issued an FAQ stating that there is no fine or penalty under the law for failing to provide the notice.