The three core principles Andreini & Company uses to service and manage your employee benefits plans are: professional value-added services that are based on strategic planning, outstanding service, and cutting-edge technology.
We recommend that our clients make employee benefits management a strategic initiative. Each client views their employee benefits programs differently from a variety of perspectives: cost, coverage levels, and market competitiveness. By defining our client’s objectives, Andreini & Company’s staff members can bring clarity to the situation. We develop an action plan based on meeting those objectives and assure an organized, thorough approach to fulfilling your corporate and employee’s benefits needs. Our careful strategic planning services include ongoing evaluation of all your plan’s characteristics — such as access, service, and price — to ensure a proper balance is achieved. Strategic planning also shields your plan from becoming ineffective as new trends and market factors emerge.
We pride ourselves on the level of knowledge and service we provide to our clients which is guided by these principles:
We meet with clients regularly to ensure carriers, coverage, and costs are meeting expectations. Each client has its own service calendar that outlines claim reviews, webinars, renewal related activities, and other relevant activities.
We conduct employee meetings and provide custom communication materials for employees. We also provide seminars, webinars, and topical white papers to assist our clients in both planning and daily benefits activities. We provide each of our clients with communications targeted to their unique needs.
We represent you in all transactions: we work on your behalf to bring an unbiased perspective to all situations. Andreini & Company maintains high quality relationships with all carriers: we have no bias toward or allegiance with any specific carrier or vendor.
The Andreini & Company employee benefits consulting and account executive teams average over 22 years of experience. We have a broad range of experience and wide scope of expertise within the field. Our professional and experienced staff continually participate in continuing education to ensure that they are up-to-date on all the latest trends and information.
We tap into a variety of resources and industry experts continuously. This enables Andreini & Company to stay abreast of industry trends and developments. We then bring this information and expertise to bear on our clients’ unique situations allowing us to craft comprehensive, competitive benefits programs that will be stable in a changing environment. We know where to and how to find the answers to any of your insurance, employee benefits, and human resources questions.
We use leading-edge technology to provide our customers with the latest data analysis, legislative, communication, and human resources administration tools. We also have software available to demonstrate overall employer compensation for each employee through “Hidden Benefits Statements” that encompass non-salary costs in addition to wages. We have access to software to provide benchmarking analysis for benefit offerings utilizing a number of different parameters. Using exclusive web-based / cloud applications, we provide both our agency staff and clients with unsurpassed efficiency and access to information.
Operational since 2008, our Cost Sharing Health Insurance Program serves the diverse needs of agricultural, transportation, technology, healthcare, and gaming clients.
Over six renewals, the Cost Sharing Health Insurance Program has maintained an annual 4% increase. When compared with national averages of 9-12% increases, the Program is trending at less than half the increases of other competing plans.
For the last 6 years, members have received a 20% return of their shared layer contributions. The combined group continues to enjoy the security of a well-managed program.
The combination of shared layer returns and lower annual trend have allowed many of our clients to pay less for their medical plans than they paid 4 years ago.
Our clients appreciate the many features of the Cost Sharing Health Insurance Program, and low cost isn’t the only advantage. They include the ability to use different claims payers, different and multiple networks, better cash flow management, predictable plan costs and the benefits of group purchasing for reinsurance, administrative services and network access.
To get a quote for Individual and Medicare Supplement plans, please click on the following link:
Andreini can provide Key Man Life, Executive Life Insurance and Buy/Sell products for any desired duration and innovatively structured.
Andreini & Company can provide state-of-the-art benefits technology solutions to clients through a National Partnership with Maxwell Health.
The ability to use technology to support the goals and objectives of our clients’ benefits strategies will foster improved communication, provide consistency of information, access to information, 24/7 and engage our clients’ employee population at the highest levels.