Several ACA requirements will be affected by changes that take effect in 2022, such as increased dollar limits and affordability percentages. To prepare for 2022, employers should review upcoming requirements and develop a compliance strategy. This ACA Overview provides an ACA compliance checklist for 2022. Download now
ERISA includes standards of conduct for those who manage an employee benefit plan and its assets, who are called “fiduciaries.” This Compliance Overview includes a set of frequently asked questions (FAQs) to help employers understand the basic fiduciary responsibilities applicable to group health plans under ERISA. Download now
  If you are a business with multiple locations effective January 1, 2022 Cal/OSHA has a new law that dramatically increases their enforcement powers. The new law applies to all areas of Cal/OSHA authority. It is not limited to COVID-19 matters. The key provisions are: It creates a rebuttable presumption the employer has committed an “enterprise wide” violation if Cal/OSHA determines that either of the following factors is true: 1.  The employer has a non-compliant written
The following link is to an article that appeared in Insurance Business America’s magazine. The article highlights everything we do every day.  In order to produce their list of 5 Star Brokerages, they interviewed hundreds of businesses and asked them to rate the service they’ve received from their brokerages over the last 12 months in the following areas:   Customer Service; Speed of fulfilling requirements; Product Knowledge; Ability to get the best deal/pricing; Coverage for
Employers are increasingly using electronic media in connection with their employee benefit plans, including their group health plans. In general, federal law allows employers to provide health plan notices electronically, provided they comply with certain rules regarding electronic delivery. This Compliance Overview explains the rules for electronic delivery of health plan notices. It also includes sample consent and notice language. Download now
  Benefits Buzz Newsletter – October 2021 This month’s Benefits Buzz discusses the Oct. 15 deadline for Medicare Part D notices, as well as proposed changes to the Form 5500 to implement the SECURE Act. Download now
  Additional Regulations Issued on Surprise Medical Billing Ban On Sept. 30, 2021, the Departments jointly released an additional interim final rule outlining further requirements related to surprise billing. This rule continues implementation of the No Surprises Act, which is a ban on surprise medical bills effective in 2022. This Legal Update provides an overview of the interim final rule. Download now
  Live Well, Work Well Newsletter – October 2021 The Live Well, Work Well newsletter is an employee newsletter that is produced monthly and covers topics like health, wellness, fitness, nutrition and personal finance. This month’s newsletter discusses pandemic financial stress, Breast Cancer Awareness Month and this year’s flu season. Download now
Premium Surcharges for Nonvaccinated Individuals Many employers are exploring options related to COVID-19 vaccination status within their workforce, including whether to charge a premium surcharge for nonvaccinated individuals. There are a number of legal considerations to take into account when determining whether to impose a premium surcharge (or offer an incentive) based on vaccination status. This Compliance Bulletin provides an overview of the legal requirements that may apply. Download now
On Sept. 9, 2021, President Biden announced that the Occupational Safety and Health Administration (OSHA) is developing an emergency temporary standard (ETS) that will require all employers with 100 or more employees to ensure their workforce is fully vaccinated or they must be tested weekly. Download now