• Risk identification and analysis
• Client consultation to determine ongoing risk appetite and appropriate solutions
• Identification of methods to transfer, reduce or eliminate risk
• Loss analysis and projection
• Identification of insurers and re-insurers capable of providing appropriate risk retention or risk transfer vehicles
• Providing alternatives to traditional insurance including Deductibles, SIR’s, Group Captives, Rent-a-Captives, Risk Retention Groups and other non-traditional methods of transferring or retaining risk
• Coordination with Loss Control and Claims Management services to ensure that all Andreini & Company services are professionally provided
• Customized stewardship meetings and service management protocols
• Collateral review and management hands-on after the sale, customer service

Deductibles

The most straightforward risk transfer vehicle, Andreini & Company has a team of people prepared to help you manage through the process of setting the correct deductible level, determining the insurance carriers who best fit with your business profile and selecting the proper claim service and loss control provider. Our vision and planning process makes the implementation of a new program or the renewal of an existing one a seamless business process. When coupled with our other risk management services (claims and loss control management and oversight) you receive a well integrated service model with every program.

Self Insurance

As an experienced Risk Management service provider, Andreini & Company can help you through the process of becoming a Qualified Self Insured in both Automobile and Workers’ Compensation as well as managing existing self insured programs. In areas other than Workers’ Compensation and Automobile we can help you decide whether Self Insurance is a better option than either a deductible or captive program.

Captives

Andreini & Company uses various captive structures to assist our clients in transferring and assuming risk. Whether you need an 831(b) Captive structure, a Group Captive or a Single Parent captive, we have experience and contacts to enable those programs to be placed.